Terms of Use

This notice is provided to you pursuant to the Privacy of Consumer Financial Information Act and the Federal Trade Commissionís implementation regulation there under, 16 CFR Part 313.

1. We collect nonpublic personal information about you.

Information is collected from the following sources:

a) Information we receive from you on applications or other forms
b) Information about your transactions with us, our affiliates or others
c) Information we receive from a consumer reporting agency

2. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

3. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide the requested loan origination services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.

I/We have read and understand this disclosure statement or have had the contents explained to me/us by someone not connected with Great Lakes Home Mortgage, Inc.